Best Travel Insurance 2026: Full Comparison of the 5 Most Recommended Options

SafetyWing, WorldNomads, Allianz, IATI and Heymondo reviewed so you can choose without reading 47 pages of fine print

SafetyWing

The undisputed price king for long stays. If you're a digital nomad or travel for more than 30 days straight, SafetyWing is practically unbeatable. The $250 deductible is its main weakness, but for serious medical coverage at a reasonable monthly price, nothing comes close.

World Nomads

The best option for adventure sports (hiking, scuba diving, skiing, paragliding). Its 150+ activity coverage is unmatched. It's expensive for long stays, but if your trip includes anything that could appear in a National Geographic report, it's the right choice.

Allianz Travel

Allianz is the choice when trust in the insurer matters as much as coverage. Its global medical network and in-app claims management are strong points. For single trips it's not the cheapest, but for frequent travellers its annual plans compete directly with the best.

IATI Seguros

If you prefer to handle any claim in Spanish with a trusted company based in Spain, IATI is the most comfortable choice. It's not the cheapest nor the most adventure-focused, but the peace of mind of native-language support has real value — especially in stressful moments.

Heymondo

Heymondo is the most modern and tech-forward option in the Spanish market. The in-app chat medical assistance is genuinely distinctive — being able to describe symptoms in writing from your hotel room without dialling an international number is more convenient than it sounds on paper. For short and medium trips it's a very solid option.